Finance Center

Genesis Financing & Luxury Car Loans in Miami

As a premier Genesis dealer serving Miami, we're always here to help our customers finance their next luxury car. At Braman Genesis, we take pride in what we do: That is, we're proud to offer a quick, sophisticated and streamlined auto financing process. We value your privacy just as much as we value your time, which is why we have a securely encrypted online Genesis financing application-and that's precisely where you'll begin your quest for a luxury car loan.

When you apply for a Genesis loan or lease, a member of our luxury car dealership's staff will start working on your Genesis finance or lease package right away. We'll then contact you with the singular goal of getting you the best rate, terms and vehicle suited for your lifestyle and budget. 

From there, we'll assess your current vehicle's trade-in value, set you up to test drive a new G70, G80 or G90, and even pair you with the best Genesis incentive or special available. Contact our Genesis sales staff at (786) 574-3093 for more details.

Auto Financing FAQs

Have questions about financing a Genesis or getting a car loan near you? We've got answers galore.

What are typical auto loan rates when it comes to luxury vehicles?

As of August 2023, the market states that average automotive loan interest rates are between 5% and 14% (new car interest rates), depending on the applicant's credit score. To receive current auto loan rates in Miami, especially as they pertain to Genesis vehicles, please contact our Braman Genesis dealership at (786) 574-3093.

How does my credit score play into getting a luxury car loan?

Commonly, the higher your credit score, the better your chances of getting approved for a luxury car loan with a low interest rate or APR. If your credit history is less than stellar, you may still have options, though you may need to put more money down or pay more interest. If this is the case, you could opt for refinancing your auto financing after your credit score climbs, which would lower your interest rate and payment amounts. 

Before applying for a Genesis loan or lease, we suggest you consult with a member of our Genesis Finance Department to discuss how to get the best auto loan rates possible based on your personal creditworthiness.

Is it better to lease or finance a Genesis?

The decision to lease a Genesis or finance one can be a difficult one. Read through our comprehensive "lease vs. buy" guide to view the pros and cons to each option. (In any case, we can help you get the top rates and terms possible!)

Can I negotiate the terms of a luxury car loan?

Absolutely! Just like haggling for the price of a new car, you can negotiate luxury auto loan terms too. Interest rates, loan duration, and even down payments can be up for discussion with your lender, whether that's our Miami luxury car dealership or a private bank.

How much of a down payment do I require to finance a Genesis?

Again, the amount of money you put down can be negotiated. However, the typical car loan and purchase will call for a down payment totaling about 20% of the vehicle's sale price. On average, a lower down payment will come with higher monthly charge, while a higher down payment will result in the opposite.

Finance Your Next Vehicle at Braman Genesis

At Braman Genesis, our sales and financing process is more than an exercise in autonomy, but a unique opportunity for our staff to showcase their passion for the vehicles we sell and illustrate how our line of automobiles can improve your life on the road. We simplify the entire process because our customers deserve more from a dealer.

We welcome you to contact our Genesis sales team today with any questions you have about our financing process or inventory of new Genesis cars and SUVs. We also encourage you to visit our Miami luxury car dealership at 1930 NE 2nd Ave to explore the Genesis lineup up close, and to learn more about the unique Genesis car loan options we have available.